CFAES Give Today
Farm Office

Ohio State University Extension

CFAES

Recent Blog Posts

Webinar announcement by National Agricultural Law Center
By: Peggy Kirk Hall, Wednesday, October 08th, 2025

Are you a new owner of farmland? Whether inheriting or purchasing farmland for the first time, a new farmland owner must choose what to do with the land. Farm it, sell it, lease it, preserve it — all are viable options that require an understanding of economic considerations and legal requirements.

Our upcoming webinar for the National Agricultural Law Center can help. Join me and Robert Moore on October 15, 2025 at Noon EST as we present "So Now You Own a Farm: A Beginner's Guide to Farmland Ownership."  

Based on our recently published Beginner’s Guide to Farmland Ownershipthis webinar will provide practical insights and strategies on new farmland ownership.  We'll cover topics such as:

  • Estimating the value of farmland;
  • How to sell, lease, manage, or preserve the land;
  • Protecting the farmland from risk. 

The session can help both new farmland owners and the professionals who advise them better navigate the responsibilities, options, and decision-making that comes with farmland ownership.  Register for the free online webinar at https://nationalaglawcenter.org/webinars/beginners-farmland-ownership/. 

 

By: Carl Zulauf, Professor Emeritus, Ohio State University; and Eric Richer, Associate Professor and Field Specialist , Ohio State University Extension, October 2025

The cost of storing the average Ohio corn and soybean bushel since 1973 is examined.  Storage cost is measured three ways:  per bushel, relative to harvest price, and per acre of production.  All three measures are at or near post 1973 highs as total costs to store corn and soybeans have roughly doubled since 2020 and now exceed $1 per bushel for both corn and soybeans over a 12 month storage period.  This notable increase occurred after a long period (1974-2019) during which declining interest rates and thus interest opportunity storage cost per bushel largely offset increasing physical storage cost per bushel.  These storylines underscored the important role of interest rates and thus interest opportunity cost in offsetting or reinforcing on-going increases in physical storage cost.  The reinforcing role has been especially noticeable since 2020.

Procedures: 

Starting this study with the 1974 marketing year postdates the increase in price variability that occurred in the early 1970s (Kenyon, Jones, and McGuirk).  The study ends with the last complete marketing year, 2024.  Cash price is the average monthly price paid to Ohio farmers by first handlers as reported by USDA (US Department of Agriculture), National Agricultural Statistics Service.  Storage starts in October, the month with the lowest average cash price.  Storage cost includes (a) physical storage cost at commercial facilities to keep the crop in useable condition and (b) interest opportunity cost of storing instead of selling at harvest.  Annual physical storage cost is from USDA, Commodity Credit Corporation through the 2005 marketing year.  Thereafter, it is for an Ohio country elevator, cross checked with another first delivery point.  Interest opportunity storage cost is calculated by multiplying (a) the October Ohio cash price times (b) the average one year US Treasury bill rate quoted on an investment basis for October as reported by the Federal Reserve Bank of St. Louis. 

Physical storage cost for corn and soybeans can vary, even within a state, across different local markets in any year due, in part, to different local supply and demand conditions for storage.  Moreover, the structure of commercial storage cost for corn and soybeans often varies from year to year.  Common structures are (a) monthly or daily charge per bushel, (b) monthly or daily charge per bushel plus an upfront charge, and (c) an initial charge for a period, for example 3 months, then a monthly or daily charge per bushel.  To create a standard format across years, physical storage cost were converted into a cost for the year (i.e., 12 months of storage).

Corn Storage Cost per Bushel per Year since 1973

Total storage cost per bushel for Ohio corn changed little from 1974 through 2005 as declining interest rates and thus interest opportunity cost per bushel offset a small, on-going increase in physical storage cost per bushel (see Figure 1).  Between 2005 and 2020, a somewhat larger annual increase in physical storage cost per bushel was mostly, but not completely, offset by an interest rate and thus interest opportunity cost per bushel that approached zero.  Since 2020, both storage cost components have increased, pushing total storage cost to a post 1973 high.  For the 2024 marketing year, total storage cost for corn for one year was $1.46 per bushel divided into $1.30 of commercial physical storage cost and $0.16 of interest opportunity cost.

 

Soybean Storage Cost per Bushel per Year since 1973

Total storage cost per bushel for Ohio soybeans exhibited no trend from 1974 through 2020.  Lower interest rates, thus interest opportunity cost per bushel, offset increasing physical storage cost per bushel, even after physical storage cost increased faster after 2005 (see Figure 2).  Since 2020, total cost per bushel has reached a post 1973 high as both storage cost components increased.  For the 2024 marketing year, soybean storage cost for one year totaled $1.72 per bushel divided into $1.30 of physical storage cost and $0.42 of interest opportunity cost.

 

Total storage cost per bushel was higher for soybeans than corn in every year, averaging 37% higher since 1973.  The reason is that, while physical storage cost per bushel is usually similar for corn and soybeans, interest opportunity cost per bushel is higher for soybeans due to the price of soybeans being roughly 2.5 times higher than the price of corn.  Total storage cost per bushel for soybeans and corn was most similar during the 2009-2021 marketing years when interest rates were near zero.

Total Annual Storage Cost per Bushel Relative to Harvest Price

Because price and storage cost per bushel have increased for corn and soybeans since 1973, it is useful to examine the ratio of total storage cost per bushel to October harvest price.  By this measure of total storage cost per bushel, storing soybeans is cheaper than storing corn (see Figure 3).  The reason is that physical storage cost per bushel has usually been larger than interest opportunity cost per bushel while price is roughly 2.5 times higher for soybeans than corn.  Relative to the October price, total storage cost has averaged 20% for corn with a range of 6% (2012) to 38% (2024) vs. 11% for soybeans with a range of 3% (2012) to 21% (1981).  The low ratios for 2012 reflect low interest rates and low physical storage cost, with the latter reflecting competition among commercial storers for the drought reduced 2012 crop.  The ratio for 2024 is the high for corn (38%) and near the high for soybeans (17%).

 

Cost to Store One Acre of Production for One Year

Another perspective on storage cost is the total cost to store one acre of production for one year.  Despite increasing yields per acre, this cost measure barely changed from the late 1970s through 2005 (see Figure 4).  It then began to move higher as yield and storage cost increased.  The increase surged post 2020.  For the 2024 marketing year, total cost to store one acre of Ohio production for one year was $258 for corn and $86 for soybeans, which are somewhat below their highs in the 2023 marketing year.

 

 

Summary Observations

Ohio corn and soybean storage cost is measured three ways:  per bushel, relative to harvest price, and per acre of production.  For all three ways, total storage cost has roughly doubled since 2020 as both commercial physical storage cost per bushel and interest opportunity storage cost per bushel have increased.  Total storage cost is at or near post 1973 highs no matter how it is measured.

The post 2019 increase comes after an extended period of time, 1974 – 2019, when declining interest opportunity cost per bushel due to declining interest rates mostly offset increases in physical storage cost per bushel. 

The preceding two points underscore the important role of interest rates and thus interest opportunity cost in offsetting or reinforcing the on-going increase in physical storage cost.  The reinforcing impact has been especially noticeable since 2020.

Since 1973, on a per bushel basis, it has on average been more expensive to store soybeans than corn; but, when total storage cost is expressed relative to corn and soybean price, it has been more expensive to store corn than soybeans.  These finding may seem at odds but they reflect the interaction of a roughly 2.5 times higher price for soybeans with a usually similar physical storage cost per bushel for corn and soybeans.  In short, whether corn or soybeans is more expensive to store, depends on how total storage cost is measured.

 

References and Data Sources

Barchart.com.  August 2025.  Futures price data.  https://www.barchart.com/

Federal Reserve Bank of St. Louis.  September 2025.  Federal Reserve Economic Data.  December.  https://fred.stlouisfed.org

Ohio Country Elevator.  2006-2017.  Personal inquiry of annual corn and soybean storage rates.

US Department of Agriculture, Commodity Credit Corporation.  1974-2007.  Annual personal inquiry.

US Department of Agriculture, National Agricultural Statistics Service.  October 2025.  QuickStatshttp://quickstats.nass.usda.gov/

 

Posted In:
Tags:
Comments: 0
Buddy Seat

By: David Marrison, OSU Extension Field Specialist – Farm Management

OSU Extension has a long history of helping farm families with transition and estate planning. While most would agree this kind of planning is vital for the future success of the farm, it often gets delayed or doesn’t happen at all, for a variety of reasons.

So why the delay?

  • Families often cite reasons such as:  
  • Not enough hours in the day to get everything done.
  • Not comfortable talking about death.
  • Don’t know how to develop a plan.
  • Don’t understand all the legal jargon.
  • Legal and tax professionals are too expensive.
  • We don’t agree on what to do.
  • It might cause family conflict.
  • Our family communication about sensitive topics is poor.

So, what would be on your list? For most, the top two reasons are the lack of time and a history of poor communication around difficult topics. So, how can we overcome these obstacles? Maybe one strategy this fall is to use the buddy seat to our advantage.

Buddy Seat

A buddy seat, sometimes called a passenger or instructional seat, is an extra seat inside the cab of farm equipment like a combine or tractor. It is there so someone else (like a child, grandchild, trainee, or helper) can ride along safely with the operator. It is a great way to teach someone the ropes or spend some quality time together during long hours in the field.

I recently read an article by Raney Rapp called “The Buddy Seat Barometer” which explores how the buddy seat has become an informal rite of passage in farm dating. Rapp explained that a few minutes or hours in a buddy seat can show you a lot. You will see the good, how someone handles stress, and how the family works together. Rapp remarked that the buddy seat is a good barometer to see if this life and person might be the right fit.

So, beyond the dating world, could the buddy seat be used to create deeper connections? What if we used the buddy seats in our combines, trucks, and tractors as places to have more intentional conversations?

Levels of Conversations

First, let’s look at the level of conversations we typically have. In his book "Why Am I Afraid to Tell Your Who I Am?” John Powell outlines five levels of communication (See Table 1). Most of us tend to stay at levels five and four, the safer levels of cliché or factual conversations. These conversations are safe and polite with little emotional risk.

As conversations progress to levels three and two, conversations become more personal as we begin to share what we think or feel. Peak communication or level one communication is rare and precious. It occurs when people feel safe enough to be deeply honest and to share fully. It requires trust, respect, and love.

So, where would you rank your communication with family members and your farm team?

Table 1: Levels of Communication

Level Type Description Farm Example   
5 Cliché Small Talk

“Looks like we’ll get rain this weekend.”

“Boy, the corn market is down.”
4 Facts Giving Updates

“We vaccinated the calves this morning.”

“We’ve only had 1 inch of rain since July 1”

3 Ideas and Judgements Sharing Thoughts

“I think switching to organic would allow us to increase our return per acre.”

“I don’t think my brother is ready to manage the farm in the future.”
2 Emotions Sharing Feelings

“I’m tired of feeling like I’m not heard.”

“It hurts that Dad doesn’t ask for my input before buying new equipment.”
1 Peak Communication Deep honesty

“I worry I’ll be the one who loses the farm.”

“I fear our family dynamics might push my spouse away.”

From “Why Am I Afraid to Tell Your Who I Am?” – John Powell

Elevating Your Buddy Seat Conversations

Of course, the top priority during harvest is to get the crop harvested and to do it safely. However, buddy seat conversations can offer opportunities for deeper, more intentional communication.

One strategy is for both the driver and the buddy to be more intentional in the questions they ask. During our “Planning for the Future of our Farm” workshops, we encourage families to plan their farm’s future through questions as a discussion guide. Here are some ideas for questions to get conversations going this fall.

The Legacy of the Farm

The buddy seat is a great place to reflect on the history of the farm. These reflections can build understanding and appreciation for the sacrifices which got the farm to where it is today. Some questions that can help family members examine farm legacy could include:

  • How did the farm get started and who were the first family members involved?
  • What are you most proud of when you think about our farm’s history?
  • What values or principles have guided the way you have operated the farm?
  • How did the farm shape the way our family grew up and lived?
  • What were some of the biggest challenges you faced over the years, and how did you overcome them?
  • What have been the hardest weather events or years? Can you tell me about the blizzard of 1978?
  • Who have been your best mentors in farming and what did they teach you?
  • How have farming practices changed since you started and which changes were hardest to adapt to?
  • Were there times you considered walking away from farming? What made you stay?
  • What advice would you give the next generation of farmers in our family?
  • What do you hope the next generation understands or carries forward?

Our Farm’s Future

Most farm families hope to see the operation successfully pass to the next generation. The buddy seat can be a great space for generations to talk about the future. These conversations can be vital as the family develops its transition plan.

  • What are your vision and goals for the farm in the next 10, 20, or 50 years?
  • What parts of the farm operation are you most passionate about? What would you change or grow?
  • Are there new technologies, crops, or practices you are interested in exploring?
  • What kind of support or guidance would help you take on more responsibility?
  • What traditions or values are most important for you to continue?
  • What concerns or worries do you have about taking over the farm?
  • In what areas would you like more training?
  • What do you want your kids or nieces/nephews to understand about the farm?
  • How do you see personal and family life fitting in with the future of the farm?
  • What will success look like to you as the future leader of this operation?

Family Relationships

Farming is more than land, crops, and livestock. It is deeply tied to family. Honest conversations among siblings, spouses, and generations are crucial to avoid conflict and to build trust. Buddy seat conversations can also be a natural space to check in.

  • What are three things you are grateful for?
  • What’s something I say or do that makes you feel appreciated?
  • What’s your role on the farm and do you feel it’s recognized?
  • What has been your happiest day on the farm?
  • How do you prefer to communicate when something’s wrong or frustrating?
  • Are there ways we could better divide responsibilities to avoid stress?
  • Do you feel heard and respected in farm decisions?
  • How would you prefer to handle conflict when it comes up?
  • How can we better balance work and family life, especially during busy seasons?
  • How do you see us as siblings, spouses, or family involved in the farm’s future?
  • What is on your bucket list?

Our Farm as a Workplace

Conversations with employees can also help create a healthy, respectful, and productive work culture. When employers ask for honest feedback, it improves morale, retention, and day-to-day operations. Here are a few questions to ask employees this fall:

  • What do you enjoy most about working here?
  • What do you see as our farm’s strengths?
  • What is one change that could make the farm more efficient?
  • Are there any safety concerns we should address?
  • Is communication clear about your tasks or expectations? How could we improve?
  • Are there any tools, equipment, or systems that you think could help us work more efficiently?
  • What kind of support, such as training, equipment, or scheduling would help you succeed?
  • What would make this job more satisfying or sustainable long-term?
  • Is there anything you would like to learn or grow into here?
  • What task or tasks do you enjoy the least on the farm?
  • As an employee, are there any additional benefits that you would like us to consider?

Put The Buddy Seat to Work This Fall

As we settle into another harvest season, the buddy seat gives us more than just a place to ride. It offers a chance to connect, reflect, and look ahead. Whether you are talking about the farm’s legacy, its future, or just checking in on one another, buddy seat conversations matter. So, this fall, let’s turn our buddy seats into spaces of meaningful dialogue. Because the best place to start planning for the future of the farm... is one honest conversation at a time.

References

Powell, John. Why Am I Afraid to Tell You Who I Am? Grand Rapids, MI: Zondervan. ISBN: 000-628105-2

Raney Rapp, “The Buddy Seat Barometer” (September, 2025). Farm Progress. Accessible at: https://www.farmprogress.com/commentary/the-buddy-seat-barometer

OSU Farm Office Resources. Planning for the Future of the Farm. Resources accessible at: https://farmoffice.osu.edu/farm-transition

The author would like to thank OSU Extension colleagues and AI-assisted drafting tools for helping refine the ideas presented in this article.

 

 

Posted In: Estate and Transition Planning
Tags:
Comments: 0
By: Peggy Kirk Hall, Tuesday, September 30th, 2025

The warm, dry, windy months of October and November are upon us, and they bring increased fire risk across Ohio. That’s why Ohio law prohibits all open burning from 6 a.m. to 6 p.m. during October and November.  The risk of fire spreading is high during those times and  volunteer firefighters with daytime jobs aren’t readily available to respond to the higher fire risk.

Given current drought conditions across Ohio, any open burning at any time is highly dangerous and not advised; waiting to burn in Winter is the best strategy. But Ohio law does allow farmers and farmland owners to burn “agricultural waste” after 6 p.m. in October and November under certain conditions.  Some burns may require prior permission or notification to government entities, and burning some substances is illegal due to the environmental harms they cause, such as food waste and materials containing rubber, grease, asphalt and petroleum. 

Burning agricultural wastes.   Ohio law allows the burning of “agricultural wastes,” which are any waste materials generated by crop, horticultural, or livestock production practices such as woody debris and plant matter from stream flooding, bags, cartons, structural materials, and landscape wastes that are generated in agricultural activities. But note that:

  • Agricultural waste does not include buildings; dismantled or fallen barns; garbage; dead animals; animal waste; motor vehicles and parts thereof; or "economic poisons and containers," unless the manufacturer has identified open burning as a safe disposal procedure.
  • Agricultural waste does not include "land clearing waste," which is debris from the clearing of land for new development for agricultural, residential, commercial or industrial purposes.  Burning of “land clearing waste” requires prior written notification to Ohio EPA.
  • If an agricultural waste pile is greater than 20 ft. wide x 10 ft. high (4,000 cubic feet), permission from Ohio EPA is necessary.

The burning location matters.   Agricultural waste must be burned on the property where it was generated.  It is illegal to take agricultural waste to a different property for burning.  It is also illegal to receive and burn agricultural waste from another property.  Other laws regulating the location of the burn include:

  • A burn must be located more than 1,000 feet from any neighboring inhabited building.
  • Burning inside a “restricted area” requires providing a ten day written notice to Ohio EPA.  A restricted area is any area inside city or village limits, within 1,000-feet of a city or village with a population of 1,000 to 10,000, or within one-mile zone a city or village with a population of more than 10,000. 

Local laws matter too. A local government can also have laws that regulate burning activities, so it’s important to check with the local fire department to know whether any additional regulations apply to a burn.

How to manage the burn.  Ohio open burning laws impose practices a person must follow when conducting open burning, which includes:

  • Remove all leaves, grass, wood, and inflammable materials around the burn to a safe distance.
  • Stack waste to provide the best practicable condition for efficient burning.
  • Don’t burn in weather conditions that prevent dispersion of smoke and emissions.
  • Take reasonable precautions to keep the fire under control. 
  • Extinguish or safely cover an open fire before leaving the area.

The risks of violating open burnng laws.  Violating state and local open burning laws creates several risks for farmers and farmland owners.  First is the risk of enforcement by the Ohio Division of Forestry and local law enforcement, which can result in third degree misdemeanor charges, penalties of up to $500, and a potential of up to 60 days of jail time, depending on the seriousness of the violation.

Enforcement by the Ohio EPA is also possible.  The EPA has the authority to issue fines of up to $1,000 per day per offense for an illegal burn.  According to the EPA, the most common violations by farmers include burning substances that are not “agricultural wastes,” such as tires and plastics, failing to meet the 1,000 foot setback requirement, and burning waste from another property. EPA enforcement officers regularly patrol their districts, investigate fires they see, and investigate complaints from neighbors or others who report burning activities, so “getting caught” is quite possible.

Most important, however, is the risk of harm to people and property if a burn goes wrong.  It’s possible for a fire to escape and burn unintended property, interfere with people, animals, crops, or buildings, or reduce roadway visibility and cause accidents.  These situations can easily lead to insurance claims or lawsuits.  Because the risk of such harm is high in October and November, waiting until winter to burn agricultural waste is an excellent risk management strategy.

To learn more about Ohio’s open burning laws, visit the Ohio EPA website at https://epa.ohio.gov/divisions-and-offices/air-pollution-control/permitting/open-burning.

Posted In: Property
Tags: open burning
Comments: 0
By: Jeffrey K. Lewis, Esq., Thursday, September 25th, 2025

Running a farm business is no small job. Between planting, harvesting, caring for livestock, and tracking markets, it’s easy to see why labor and employment laws might not be at the top of your list. But the reality is this: every agricultural operation, big or small, needs to pay attention to these rules. Ignoring them can create major headaches down the road.

We often write about labor and employment laws in agriculture, but we don’t always take the time to talk about the why. Why should farm employers care about compliance? The obvious answer is that failing to follow the law can lead to fines, penalties, or even criminal consequences. But there is another side to it: compliance is also about smart risk management. Too often, that part of the conversation gets overlooked.

In this post, we will dig into why labor and employment compliance matters for every farm employer, no matter the size of your operation, the number of workers you hire, or whether your team is made up of family, neighbors, or seasonal help. We will also be using this post to kick off a new series of posts, where we will break down labor and employment laws into bite-sized, practical pieces. The goal is to help Ohio producers understand their obligations and share best practices that can reduce risks and strengthen their businesses.

Compliance = Risk Management
As we have mentioned before, ignoring labor and employment laws can bring direct legal consequences. But there is another side to compliance that deserves attention: risk management.

Fun fact: not every federal or state labor law applies to every employer. Many laws have size thresholds or exceptions/exemptions for certain types of employers. For example, the federal Americans with Disabilities Act (ADA) only applies to employers with 15 or more employees. Similarly, Ohio’s anti-discrimination law generally applies to employers with four or more employees.

So, what about a small farm with three or fewer workers? Technically, some of these anti-discrimination rules do not apply. But that does not mean you are off the hook completely. A job applicant or employee who feels they were treated unfairly because of their race, sex, age, disability, religion, national origin, or military status can still file a complaint with the Ohio Civil Rights Commission. Even if the farm is ultimately found not liable, the process of defending against a claim costs time, money, and stress. And in a close-knit farming community, just the perception of discrimination can damage relationships with workers, customers, and neighbors.

There is also the bigger challenge many producers face: finding and keeping a reliable workforce. Workers are more likely to stay, and return season after season, when they feel respected, treated fairly, and confident that their employer is following good practices. Compliance is not just about avoiding penalties; it’s about building a safe, fair workplace that encourages loyalty and productivity.

We have focused here on discrimination laws as an example, but the same principle applies across the board. Many labor laws including wage and hour rules, harassment policies, and safety standards may or may not apply to a particular farm depending on its size or structure. Still, choosing to follow these standards can pay off. Voluntarily adopting recognized best practices provides a layer of protection if disputes arise, shows foresight if laws change, and helps resolve workplace issues before they turn into legal claims.

At the end of the day, following labor and employment laws, even when they do not technically apply, is a smart risk management strategy. It helps farms keep good workers, avoid conflicts, and maintain their reputation as fair, responsible employers. And those benefits can be just as valuable as steering clear of legal penalties.

“Employing” Family Members
As we mentioned earlier, this post kicks off a new blog series for Ohio farm employers on labor and employment law. Our goal is to clear up misconceptions, highlight common assumptions, and break down technicalities in the law so that employers can re-evaluate their practices, stay compliant, and avoid costly headaches.

Our first topic: employing family members.

Many Ohio farms are family-owned and operated, which means it is common to see relatives working side by side. Depending on who you ask, that can be a wonderful experience - or a recipe for disaster. What farmers need to understand, though, is that in most cases, family members are still considered employees.

Yes, there are exceptions depending on the structure of the business, and some family members may be exempt from certain wage or tax requirements. But generally speaking, employing family does not mean you are off the hook for employment law compliance. For example, in Ohio, even one employee triggers the requirement to carry workers’ compensation coverage. Federally, employers typically need to issue a W-2 to family employees. Blood or marriage ties do not erase those obligations.

So, does every farm follow these rules to the letter? Realistically, no. Many well-intentioned family operations are not fully compliant with all applicable labor and employment laws. Why? Two main reasons:

  1. Limited enforcement. Governmental agencies responsible for enforcing labor and employment laws do not have the resources to audit or investigate every farm. But if you “win” the audit lottery, you will be expected to demonstrate compliance.
  2. Few complaints. Issues often do not come to light unless a worker files a lawsuit or complaint. And while many assume a family member would never sue, that is not a guarantee. Anyone who has seen family disagreements knows how quickly emotions can escalate.

That is why it is risky to assume family employees are somehow “different.” A dispute between relatives can turn into a legal problem just like any other workplace conflict. Treating family workers with the same seriousness as non-family employees is the best way to protect your farm, your business, and yes - even your family relationships.    

Conclusion
In truth, labor and employment compliance might never become an issue on your farm. But as the old saying goes, “never say never.” Following these laws is not just about avoiding penalties – it is also a smart risk management strategy. Compliance can help prevent or quickly resolve disputes that drain time, energy, and already thin margins. Just as importantly, it brings peace of mind, clarity, and stability – intangibles that can be some of your farm’s most valuable assets.

Farm Transition Course

OSU Extension is pleased to announce that a new online self-paced course titled “Planning for the Future of Your Farm” is now available through OSU's Professional and Continuing Education platform. This course is designed to help farm families navigate the complex process of farm transition and estate planning.

Using OSU Extension’s structured five-phase approach, participants explore strategies for transferring ownership, management, and assets to the next generation. The course emphasizes effective family communication, legal and financial planning tools, and proactive decision-making.

Whether your farm is large or small, this course provides the guidance that will help you to create a customized transition plan that reflects your family’s goals and values. Families are encouraged to participate together to develop a shared vision for the future.

Specifics of the Course

 This course is organized into the following four modules:

  • Introduction to the Course
  • Farm Transition Planning
  • Legal Tools for Farm Transition Planning
  • Farm Transition Strategies

The course is available fully online with no scheduled class sessions or fixed due dates. Coursework can start at any time and be completed independently within the timeframe designated. Online modules include readings, lecture videos, assignments, quizzes, and more. In this course, participants will:

  • Apply the OSU Extension Farm Transition Planning Approach across the Discovery, Dream, Dialogue, Design, and Destiny phases
  • Evaluate the legacy, structure, and future goals of the farm business using reflection and strategic planning tools
  • Facilitate effective family communication and establish practices for family business meetings
  • Design and implement a transition plan including managerial succession, contingency planning, and asset distribution
  • Identify and apply legal tools such as powers of attorney, wills, trusts, and probate-avoidance tools
  • Assess risks to keeping farmland in the family and maintaining a viable farm operation
  • Evaluate estate planning strategies to minimize tax liabilities and protect farm assets
  • Conduct long-term care risk assessments and explore strategies to protect farm and family assets

Instructors

The instructors for this course are David Marrison, OSU Extension Field Specialist in Farm Management and Robert Moore, Attorney with the OSU Agricultural & Resource Law Program. Both are nationally recognized for their work in farm transition planning.

Cost and Registration

Full access to the course videos and materials is $149. Enrollment for this section of the course will closed on September 14, 2026 and enrolled participants will have until March 14, 2027 to complete the course.

Enroll in this course at go.osu.edu/MyFarmsFuture

Thank you

OSU Extension is thankful for the financial support which Ohio Corn and Wheat provided for the development of this course. Members of Ohio Corn and Wheat can receive an $100 enrollment discount code by contacting Ohio Corn and Wheat prior to enrolling in the course.

Posted In: Estate and Transition Planning
Tags:
Comments: 0
Legal Groundwork
By: Robert Moore, Friday, September 19th, 2025

Planning for the future of a farm involves much more than deciding who will operate the business or inherit the land. It also means making decisions about your personal care if you cannot speak for yourself. Few topics are harder to consider than end-of-life treatment, but addressing them in advance can save loved ones from confusion and  conflict at a difficult time. Two legal documents are especially important for these decisions: the Health Care Power of Attorney and the Living Will Declaration.

The Health Care Power of Attorney

A Health Care Power of Attorney (HCPOA) is a document that allows you to appoint another person, your agent, to make health care decisions for you if you cannot. Ohio law gives your agent authority to act just as you could, unless you specifically limit that authority.

With an HCPOA in place, your agent may:

  • Schedule and cancel medical appointments.
  • Communicate directly with doctors and nurses.
  • Choose among treatment options.
  • Decide where you receive care, including long-term care.

The document can also contain instructions about life support. For example, you may authorize your agent to refuse artificially supplied nutrition or hydration if you are permanently unconscious. Importantly, your HCPOA only takes effect if a doctor determines that you have lost the ability to make informed health care decisions. Until then, you remain fully in control.  You may revoke or change your HCPOA at any time before death, and it terminates upon death.

The Living Will

While an HCPOA puts decisions in the hands of a trusted agent, a Living Will Declaration communicates your own choices directly to your doctor. It applies only if you are either:

  • In a terminal condition (an irreversible, untreatable condition from which recovery is not possible), or
  • In a permanently unconscious state (an irreversible condition in which you are permanently unaware of yourself or your surroundings).

If two physicians confirm one of these conditions, your Living Will directs your doctor to provide only comfort and pain management care and to allow you to die naturally. It tells your doctor not to use CPR, ventilators, or artificial nutrition and hydration.

Do You Need Both?

Ohio law allows individuals to have both an HCPOA and a Living Will, but a Living Will is optional. If your HCPOA includes clear instructions about life support, you may feel that a Living Will is unnecessary. On the other hand, some people prefer to state their wishes in writing through a Living Will so there is no doubt about their preferences.

If you choose to have both documents, make sure they do not conflict with one another. Contradictions can create confusion for health care providers and family members at the worst possible time.

Reviewing and Updating Your Documents

Advance directives are not one-and-done paperwork. They should be reviewed regularly, especially when there are major life or family changes. Ask yourself:

  • Do I still trust the person I appointed as my agent?
  • Does my HCPOA reflect my current wishes about life support?
  • If I have both an HCPOA and Living Will, are they consistent?
  • Do my loved ones know where to find these documents?

As farms transition to the next generation, reviewing these documents should be part of the planning process. Just as you would update your will or business agreement, updating your health care directives ensures your wishes are clear and enforceable.

Communicating Your Plans

Even the best-drafted documents cannot do their job if no one knows they exist. Consider sharing copies of your HCPOA and Living Will with:

  • The people you have appointed as agents.
  • Your doctors and medical providers.
  • Family members who may be present in a crisis.

Talk openly with your family about your choices. They may not agree, but knowing your decisions ahead of time will reduce stress and help prevent conflict.

Standardized Forms Are Available

Ohio’s medical and legal communities have worked together to create standardized forms for the Health Care Power of Attorney and Living Will. These forms are widely accepted by doctors, hospitals, and attorneys in Ohio, and they are available online at no cost. While it is possible to complete the forms on your own, farm families should consider working with an attorney to ensure the documents are done correctly and coordinated with the rest of their estate and transition plans.

By Clint Schroeder, Program Manager for Ohio Farm Business Analysis Program and Eric Richer, Field Specialist, Farm Management

With the projected price discovery period now closed for winter wheat Ohio farmers have until September 30, 2025, to select the crop insurance coverage that best suits their operation. However, the decision on policy type and coverage levels for 2026 crops could be impacted by the passage of the One Big Beautiful Bill Act (OBBBA). Signed into law on July 4, 2025, OBBBA offers higher area-based policy coverage levels, increases premium support, and expands support for beginning farmers and ranchers. This article will highlight these key changes so that producers can make more informed decisions for 2026 production on their farm.

Previously, producers that wanted to purchase Supplemental Coverage Option (SCO) as part of their policy were required to enroll those base acres in the Price Loss Coverage (PLC) program. The OBBBA has decoupled SCO from the traditional Farm Bill decision allowing farmers to enroll in either the Agriculture Risk Coverage (ARC) or PLC program. Additionally, premium support, the subsidy for SCO has increased from 65% to 80%. In 2027 SCO coverage will also increase to 90%, up from the current 86% revenue benchmark. This band of coverage is currently available in the form of the Enhanced Coverage Option (ECO). ECO is currently available at two coverage levels, 86% to 90% and 90% to 95%. The premium support for these policies also increased to 80%. It is important to note that SCO and ECO provide coverage above the individuals’ underlying Multi-Peril Crop Insurance (MPCI) policy but are based off of the county’s production for that year. That is to say, SCO and ECO do not provide additional protection at the unit level for each farm, field and crop.

Premium support across all Basic and Optional Units was also increased by 3 to 5 percentage points. While OBBBA did not specifically raise the premium support for Enterprise Units, the increased subsidy for Basic and Optional Units affects the calculation the Risk Management Agency (RMA) uses to set premium support levels for Enterprise Units. Table 1 outlines the premium support for each coverage level under prior legislation compared to current support under the OBBBA.

Table 1: Premium Subsidy Rates: Prior Legislation vs OBBBA

 

Prior Legislation

OBBBA

Coverage Level

Basic and Optional Units

Enterprise Units

Basic and Optional Units

Enterprise Units

50%

67%

80%

67%

80%

55%

64%

80%

69%

80%

60%

64%

80%

69%

80%

65%

59%

80%

64%

80%

70%

59%

80%

64%

80%

75%

55%

77%

60%

80%

80%

48%

68%

51%

71%

85%

38%

53%

41%

56%

 

Beginning farmers will also receive an increased subsidy that is tiered based on their years of farming. A Beginning Farmer or Rancher (BFR) is now defined as an individual who has not actively operated and managed a farm or ranch in any state, with an insurable interest in a crop or livestock as an owner-operator, landlord, tenant, or sharecropper for more than 10 crop years. Under prior legislation BFRs received premium support of 10%. The OBBBA increases the subsidy amount to 15% for the first two years, 13% in year three, and 11% in year four. Years 5 through 10 will remain at the 10% additional premium support level.

Implications

The 2026 projected winter wheat price for Ohio is now set at $5.76 per bushel, down from $6.06 per bushel in 2025. The volatility factor for 2025 was .23 and decreased slightly to .20 in 2026. The 2026 MPCI wheat policies will use this price and volatility factor to determine producer premiums. SCO and/or ECO area-based policies can then be added as options, if desired. The corn and soybean projected prices will be determined from February 1-28, 2026 with an insurance signup deadline of March 15.  Farmers should consult with their crop insurance agent to receive a quote tailored to their crop, county, unit structure, and approved yield. In some instances, reducing individual coverage and purchasing SCO or ECO may provide additional risk protection at a lower cost.

References

https://www.rma.usda.gov/news-events/news/2025/washington-dc/usda-delivers-president-trumps-promise-put-american-farmers

https://www.rma.usda.gov/policy-procedure/bulletins-memos/managers-bulletin/mgr-25-006-one-big-beautiful-bill-act-amendment

 

Posted In: Crop Issues, Tax
Tags:
Comments: 0
Legal Groundwork
By: Robert Moore, Wednesday, September 10th, 2025

Join us on Friday, September 12 at 10:00 a.m. for an informative webinar on the H-2A program. We will focus on how traditional farming operations can use H-2A to supplement their labor needs. While H-2A is commonly used by labor-intensive operations such as fruit, vegetable, and nurseries, it can also be a valuable option for grain and livestock operations.

During the webinar, we will cover the current state of agricultural labor in Ohio and the United States, how H-2A can address labor shortages for traditional farming operations, and the requirements of the program. Our panel of experts will include:

  • Margaret Jodlowski, Assistant Professor, Agricultural, Environmental, and Development Economics, The Ohio State University
  • Jeff Lewis, Attorney, OSU Agricultural and Resource Law Program
  • Robert Moore, Attorney, OSU Agricultural and Resource Law Program
  • Representative from the U.S. Department of Labor

Free registration is available here: https://osu.zoom.us/webinar/register/WN__s5bd8oKQ3K0vLiTYuqSug 

For more information, contact Robert Moore at moore.301@osu.edu

.

Posted In: Labor
Tags: H-2A
Comments: 0
By: Peggy Kirk Hall, Friday, September 05th, 2025

Ohio isn't officially a "Mid-Atlantic" state, but we're pleased to be part of the Mid-Atlantic Ag & Resource Law Conference on October 28 and 29 at the National Conservation Training Center in Shepherdstown, West Virginia. The OSU Agricultural & Resource Law Program is partnering with the West Virginia College of Law, University of Maryland, North Carolina State University, Penn State University and Virginia Tech to host the event, which focuses on property and land use laws affecting agriculture.

The conference offers 7 hours of Continuing Legal Education for attorneys and kicks off the evening of October 28 with a reception, dinner, and a review of hot agricultural law issues in the region by:

Andrew Branan, Associate Extension Professor, NC State University

Jen Friedel, Associate Professor of Practice, Virginia Tech

Paul Goeringer, Extension Legal Specialist, University of Maryland

Peggy Kirk Hall, Director, Ohio State University Agricultural & Resource Law Program

Jesse Richardson, Professor of Law, West Virginia University College of Law

Audry Thompson, Staff Attorney, Penn State Center Agricultural and Shale Law

Sessions on October 29 include:

Land Use Challenges and Opportunities for Ag

Kyla Kaplan, Olsson Frank Weeda, Terman Matz PC and Justin Benevidez, Texas A&M, AgriLife Extension Economist 

From Prime Farmland to the Grid: Siting Solar in Virginia and West Virginia

Matt Gooch, ReisingerGooch

Legal Strategies for Addressing Risks of Losing Family Farmland

Robert Moore, Attorney, Ohio State University Agricultural & Resource Law Program

Conservation Easements

Lauren Pregmon, Pregmon Law Offices

How to Handle a Zoning Hearing

Tony Gorski, Law Office of Anthony G Gorski, LLC

The final session on Ethical Use of GenAI for Lawyers bAmy Cyphert, Associate Professor, West Virginia University College of Law will wrap up the conference and provide 1 hour of ethics credit.

In addition to providing relevant legal information, the conference is a great deal.  Early bird registration, available until September 11, 2025, is $115 if staying at the conference site and $140 if not staying at the conference site. After September 11, 2025, the registration fee is $225 if staying at the conference site and $250 if not staying at the conference site. A $50 registration fee is available at any time for students.

Register by September 11 for the early bird rate and to guarantee lodging at the National Conservation Training Center.  Register on the conference registration site.

 

Pages